US Bank Holidays 2025: Your Full Guide

Hey guys! Planning your year and wondering about those sweet, sweet US bank holidays in 2025? You've come to the right place! Knowing these dates is super handy, whether you're trying to schedule that much-needed vacation, expecting a delay in mail or bank transactions, or just want to know when you can relax a little extra. We've got the lowdown on all the federal holidays for 2025, so you can mark your calendars and plan accordingly. Stick around, because we're breaking it all down for you.

What Are Federal Holidays in the USA?

First things first, let's chat about what exactly federal holidays are in the USA. These are the official public holidays recognized by the U.S. government. When a federal holiday rolls around, non-essential federal government offices are closed, mail delivery usually stops (thanks, USPS!), and most banks shut their doors. For us regular folks, this often means a day off work, a chance to spend time with loved ones, or to reflect on the significance of the day. It's important to remember that while these are federal holidays, not all businesses are required to close. However, banks and government services will be closed, which is why they're often called US bank holidays. Knowing these dates can help you avoid a trip to a closed bank or government office, and of course, to plan your personal time off effectively. We're talking about those special days that punctuate the year, offering a break from the hustle and bustle.

New Year's Day

We're kicking off US bank holidays 2025 with a bang – literally! New Year's Day, celebrated on January 1st, is always the first federal holiday of the year. It's a time for fresh starts, resolutions, and perhaps recovering from the New Year's Eve festivities. In 2025, January 1st falls on a Wednesday. This means if you're planning any bank transactions or need to contact federal agencies, you'll want to do it before or after this date. For many, it's a welcome mid-week break, offering a chance to recharge before diving back into work. It’s a day steeped in tradition, symbolizing hope and new beginnings for everyone across the nation. Whether you're celebrating with fireworks, a quiet family gathering, or simply sleeping in, it's a universally recognized holiday that signals the start of a brand new year. So, make sure your financial affairs are in order before this day, as banks and government services will be closed. It’s the perfect excuse to finally tackle that to-do list you’ve been putting off or to simply enjoy a day of well-deserved rest.

Birthday of Martin Luther King, Jr.

Next up on the US bank holidays 2025 calendar is the Birthday of Martin Luther King, Jr., observed on the third Monday of January. In 2025, this falls on Monday, January 20th. This is a really important day in American history, honoring the legacy of Dr. King and his pivotal role in the Civil Rights Movement. It's a day for service, reflection, and recognizing the ongoing struggle for equality and justice. Banks and federal offices will be closed on this day, so keep that in mind for any financial or governmental tasks. Many communities organize events, marches, and volunteer activities to commemorate Dr. King's life and work. It's a powerful reminder of the progress made and the work that still needs to be done. Taking this day to learn more about Dr. King's contributions or to participate in a community service project is a fantastic way to honor his memory. Remember, if you need to visit a bank or government office, plan for it to be closed on this significant Monday. It's more than just a day off; it's an opportunity to engage with the values Dr. King championed and to contribute to a more just society.

Washington's Birthday (Presidents' Day)

Moving into February, we've got Washington's Birthday, more commonly known as Presidents' Day. This federal holiday falls on the third Monday of February. In 2025, that date is Monday, February 17th. While it officially honors George Washington, the first U.S. President, it's often seen as a day to celebrate all U.S. presidents. It's another one of those US bank holidays where banks and federal services will be closed. Many retailers offer sales around this time, making it a popular shopping day for many. Some historical societies and museums also host special events. It’s a great opportunity to learn more about American history and the leaders who have shaped the nation. So, if you have any banking or government errands, be sure to get them done before or after the third Monday in February. It's a day that allows us to pause and reflect on the leadership and history of the United States, while also providing a nice long weekend for many. Consider visiting a historical site or reading up on presidential biographies to make the most of this observance.

Memorial Day

As we head into spring, Memorial Day marks a solemn and important occasion. Observed on the last Monday of May, in 2025, this will be Monday, May 26th. This is a deeply significant federal holiday dedicated to honoring the men and women who died while serving in the U.S. military. It's a day of remembrance, often marked by visits to cemeteries, memorials, and parades. For many, it also unofficially signals the start of summer. Banks and government offices will be closed on this day, so plan your tasks accordingly. It's a time for reflection on the sacrifices made by our service members and their families. Many people use this long weekend to spend time outdoors, gather with family, and reflect on the meaning of freedom. It’s a crucial day for honoring patriotism and remembering those who made the ultimate sacrifice for our country. Remember to check if your local banks or federal offices have adjusted hours leading up to or following this holiday. It's a day that carries significant weight, reminding us of the cost of freedom and the bravery of those who served.

Juneteenth National Independence Day

Juneteenth, celebrated on June 19th, is a federal holiday that gained official recognition relatively recently. In 2025, June 19th falls on a Thursday. This holiday commemorates the end of slavery in the United States, specifically marking the day in 1865 when Union soldiers informed enslaved African Americans in Galveston, Texas, that they were free. It's a day of immense historical and cultural significance, celebrating African American freedom and achievement. As with other federal holidays, banks and federal offices will be closed on Juneteenth. This day is often celebrated with festivals, parades, educational events, and family gatherings, highlighting Black history, culture, and achievements. It's a vital day for acknowledging a pivotal moment in American history and for continuing the conversation about racial justice and equality. So, make sure you account for this Thursday closure if you have any bank or government-related business. It's a powerful reminder of the journey towards freedom and a celebration of resilience and heritage.

Independence Day

Ah, Independence Day! Celebrated every year on July 4th, this is arguably one of the most well-known US bank holidays. In 2025, July 4th falls on a Friday, giving many people a nice three-day weekend to celebrate. This federal holiday commemorates the adoption of the Declaration of Independence on July 4, 1776, marking the birth of the United States of America. Expect fireworks, barbecues, parades, and a general festive atmosphere across the country. As usual, banks and federal government offices will be closed. It’s a day to celebrate American independence, patriotism, and freedom. Whether you're attending a local fireworks display or enjoying a backyard cookout with friends and family, it's a quintessential summer holiday. Remember to plan any banking needs before or after this Friday. It’s a holiday deeply ingrained in the American identity, symbolizing liberty and the pursuit of happiness. Make sure to check any potential changes in public transport schedules, as they might also be affected by this major holiday.

Labor Day

As summer starts to wind down, Labor Day arrives to give us one last long weekend. This federal holiday is celebrated on the first Monday of September. In 2025, that means Monday, September 1st. It’s a day dedicated to honoring the American labor movement and the contributions of workers to the development and prosperity of the United States. For many, it's also seen as the unofficial end of summer. Banks and federal offices will be closed on this day. It's a great time for end-of-summer gatherings, travel, or simply enjoying a relaxing day off. Remember to schedule any necessary bank visits or government interactions for before or after this Monday. This holiday serves as a reminder of the importance of workers' rights and the value of hard work. It's a chance to appreciate the progress made by labor unions and to recognize the ongoing efforts to ensure fair working conditions for all. Enjoy that extra day off, guys!

Columbus Day

In October, we observe Columbus Day, celebrated on the second Monday of October. In 2025, this falls on Monday, October 13th. This federal holiday commemorates the anniversary of Christopher Columbus's arrival in the Americas in 1492. While it's a federal holiday, its observance can be a bit controversial, with some states and cities choosing not to recognize it and instead celebrating Indigenous Peoples' Day. For the purposes of US bank holidays, banks and federal offices will be closed on this day. It's a federal holiday that marks a significant, though debated, moment in history. If you have any banking or government business, make sure to complete it before or after this Monday. It’s a day that invites reflection on the complex history of the Americas and the diverse perspectives surrounding its discovery and colonization. Consider learning about the history of Indigenous Peoples' Day as well, as it is increasingly being recognized alongside or in place of Columbus Day.

Veterans Day

November brings Veterans Day, observed annually on November 11th. In 2025, November 11th falls on a Tuesday. This federal holiday is dedicated to honoring all those who have served in the United States Armed Forces. It's a day to thank and recognize the veterans for their service, sacrifice, and patriotism. Banks and federal offices will be closed on Veterans Day. Many communities hold parades, ceremonies, and events to show appreciation for veterans. It’s a profound day to reflect on the contributions of our servicemen and women and to support those who have served our nation. If you need to conduct any official business, be sure to plan around this Tuesday closure. It's a day of respect and gratitude, recognizing the courage and dedication of those who have defended our country. Let's all take a moment to thank a veteran on this important day.

Thanksgiving Day

Closing out the major holidays before the year ends is Thanksgiving Day, celebrated on the fourth Thursday of November. In 2025, this means Thursday, November 27th. This is a quintessential American holiday, steeped in tradition and gratitude. It's a time for families to gather, share a feast, and reflect on what they are thankful for. As a federal holiday, banks and federal offices will be closed. For many, it's a day of feasting, football, and relaxation. The day after Thanksgiving, often called